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claims\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Cstrong>Insurance Products and Policy Structure\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Property, engineering and business interruption insurance\u003C\u002Fli>\n\u003Cli>Liability insurance: public, product, employer and professional\u003C\u002Fli>\n\u003Cli>Motor, marine and cargo insurance\u003C\u002Fli>\n\u003Cli>Health, life and group employee benefits\u003C\u002Fli>\n\u003Cli>Reading a policy: insuring clause, conditions, exclusions, limits and deductibles\u003C\u002Fli>\n\u003Cli>Emerging covers such as cyber insurance\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Cstrong>Insurance Within Risk Management\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cul>\n\u003Cli>The ISO 31000 risk management principles and process\u003C\u002Fli>\n\u003Cli>Risk identification techniques and risk registers\u003C\u002Fli>\n\u003Cli>Assessing likelihood and impact\u003C\u002Fli>\n\u003Cli>Risk treatment: avoid, reduce, retain, share and transfer\u003C\u002Fli>\n\u003Cli>Choosing deductibles, limits and self-insured retentions\u003C\u002Fli>\n\u003Cli>Loss prevention and business continuity as partners to insurance\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Cstrong>Underwriting, Claims and Regulation\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Underwriting information, risk assessment and pricing basics\u003C\u002Fli>\n\u003Cli>The role of reinsurance in supporting insurers\u003C\u002Fli>\n\u003Cli>The claims process: notification, investigation, settlement and recovery\u003C\u002Fli>\n\u003Cli>Fraud awareness and prevention\u003C\u002Fli>\n\u003Cli>Insurance regulation, IAIS principles and consumer protection\u003C\u002Fli>\n\u003Cli>Financial reporting of insurance contracts in outline: IFRS 17\u003C\u002Fli>\n\u003Cli>Professional ethics and fair treatment of customers\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>By the end of this programme, participants will be able to:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Explain the concepts of risk, pure and speculative risk, and the conditions that make a risk insurable\u003C\u002Fli>\n\u003Cli>Apply the principles of insurable interest, utmost good faith, indemnity, subrogation, contribution and proximate cause to practical cases\u003C\u002Fli>\n\u003Cli>Describe the structure of an insurance policy, including insuring clauses, conditions, exclusions, limits and deductibles\u003C\u002Fli>\n\u003Cli>Distinguish the main classes of general, health and life insurance and their purposes\u003C\u002Fli>\n\u003Cli>Follow the ISO 31000 risk management process to identify, analyse and evaluate risks\u003C\u002Fli>\n\u003Cli>Select appropriate risk treatment options, including avoidance, reduction, retention and transfer\u003C\u002Fli>\n\u003Cli>Explain the basics of underwriting, premium setting and the role of reinsurance\u003C\u002Fli>\n\u003Cli>Describe the claims process and identify common causes of claims disputes\u003C\u002Fli>\n\u003Cli>Explain the main takaful models and how they differ from conventional insurance\u003C\u002Fli>\n\u003Cli>Recognise the role of insurance regulation, consumer protection and professional ethics\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cul>\n\u003Cli>\u003Cstrong>New insurance professionals:\u003C\u002Fstrong> junior underwriters, claims handlers and customer service staff\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Brokers and agents\u003C\u002Fstrong> seeking a sound grounding in insurance principles\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Corporate staff:\u003C\u002Fstrong> finance, procurement, legal and administration staff who manage insurance for their organisation\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Risk and compliance officers\u003C\u002Fstrong> new to insurance matters\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Bank and regulator staff\u003C\u002Fstrong> working with insurance products or bancassurance\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>No prior insurance qualification is required. Some work experience in a business, finance or public sector environment is helpful. The programme is not designed as an exam preparation course for any professional certification.\u003C\u002Fp>","\u003Cul>\n\u003Cli>Core insurance principles and their application\u003C\u002Fli>\n\u003Cli>Insurance policy structure and wording\u003C\u002Fli>\n\u003Cli>Main classes of insurance cover\u003C\u002Fli>\n\u003Cli>ISO 31000 risk management process\u003C\u002Fli>\n\u003Cli>Risk treatment and insurance buying decisions\u003C\u002Fli>\n\u003Cli>Underwriting and pricing fundamentals\u003C\u002Fli>\n\u003Cli>Claims handling and dispute prevention\u003C\u002Fli>\n\u003Cli>Takaful fundamentals\u003C\u002Fli>\n\u003Cli>Insurance regulation and professional ethics\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>Claims disputes, gaps in cover and costly premiums often trace back to a weak grasp of basic insurance principles and of how insurance fits into wider risk management. This programme explains how insurance works, how the core legal principles apply to real policies and claims, and how organisations decide which risks to retain, reduce or transfer.\u003C\u002Fp>","\u003Cp>Staff who work with insurance, whether in an insurer, a broker or a client organisation, are often expected to handle policies and claims without a clear foundation. They may not recognise when a non-disclosure puts cover at risk, why a claim is paid on an indemnity basis rather than at replacement value, or how subrogation and contribution affect recoveries. On the client side, insurance is often bought as a routine renewal instead of as one part of a risk management strategy, leaving some risks over-insured and others not covered at all.\u003C\u002Fp>\n\u003Cp>This programme builds understanding in a logical order. It starts with risk and the purpose of insurance, then explains the core principles that govern every contract, moves to the main types of cover and how policies are structured, and then places insurance within the risk management process. It ends with underwriting, claims and the regulatory and ethical environment, including takaful.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Built on recognised practice.\u003C\u002Fstrong> The programme references ISO 31000 on risk management, the Insurance Core Principles of the International Association of Insurance Supervisors (IAIS), the general principles of IFRS 17 for how insurance contracts are reported, and the core common law insurance principles of insurable interest, utmost good faith, indemnity, subrogation, contribution and proximate cause. Participants are shown how local law and regulation may differ.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>What this changes in practice.\u003C\u002Fstrong> Participants are better able to read a policy and spot key conditions and exclusions, recognise disclosure and claims issues early, explain cover clearly to colleagues or clients, and contribute to decisions on which risks to insure, at what level of deductible and limit, and which to manage in other ways.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>How it is delivered.\u003C\u002Fstrong> Twenty hours across five sessions, built around one running case: a mid-sized company reviewing its property, liability and motor insurance programme after a significant loss. Participants identify and assess risks, apply the insurance principles to the claim, and propose a revised approach to risk treatment and cover.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>In-house option.\u003C\u002Fstrong> For organisations, the programme can be tailored to your own lines of business, policy wordings, claims procedures and regulatory framework, and delivered to new underwriting, claims, sales or corporate risk staff.\u003C\u002Fp>","Training Program","intermediate","mdi-comment",[315,322],{"id":316,"schedule_slug":317,"start_date":318,"end_date":319,"price":320,"city_id":32,"days":289,"city_name":321},610271,"insurance-principles-and-risk-management-in-dubai","2026-11-15","2026-11-19","4500.00","Dubai",{"id":323,"schedule_slug":324,"start_date":325,"end_date":326,"price":320,"city_id":32,"days":289,"city_name":321},707727,"N\u002FA","2027-08-30","2027-09-03",[328,335,341,349,357,363,367],{"id":329,"schedule_slug":330,"start_date":331,"end_date":332,"price":333,"city_id":302,"days":289,"city_name":334},609540,"insurance-principles-and-risk-management-in-amsterdam","2026-10-25","2026-10-29","5500.00","Amsterdam",{"id":336,"schedule_slug":337,"start_date":338,"end_date":339,"price":320,"city_id":260,"days":289,"city_name":340},609797,"insurance-principles-and-risk-management-in-kuala-lumpur","2026-11-01","2026-11-05","Kuala Lumpur",{"id":342,"schedule_slug":343,"start_date":344,"end_date":345,"price":346,"city_id":347,"days":289,"city_name":348},610753,"insurance-principles-and-risk-management-in-london","2026-11-29","2026-12-03","5900.00",4,"London",{"id":350,"schedule_slug":351,"start_date":352,"end_date":353,"price":354,"city_id":355,"days":289,"city_name":356},611536,"insurance-principles-and-risk-management-in-live-online","2026-12-20","2026-12-24","2900.00",19,"Live Online",{"id":358,"schedule_slug":324,"start_date":359,"end_date":360,"price":333,"city_id":361,"days":289,"city_name":362},700910,"2027-01-31","2027-02-04",33,"Riyadh",{"id":364,"schedule_slug":324,"start_date":365,"end_date":366,"price":354,"city_id":355,"days":289,"city_name":356},703228,"2027-04-26","2027-04-30",{"id":368,"schedule_slug":324,"start_date":325,"end_date":326,"price":333,"city_id":369,"days":289,"city_name":370},707880,16,"Geneva",{"id":32,"city_name":321,"city_slug":372,"country_id":32,"country_name":373,"country_continent":374,"featured":32,"price":375,"image_alt":376,"image_icon":250,"title":250,"h1_tag":377,"content":378,"description":379,"what_to_do":380,"cover":287},"dubai","United Arab Emirates","Asia",4500,"Things-To-Do-In-Dubai","Training courses in Dubai, UAE","\u003Cp dir=\"ltr\" style=\"text-align: left;\">Elite Academy can deliver its complete portfolio of professional training programs in Dubai. With a global business, aviation and services hub with excellent international accessibility, the destination suits both scheduled learning and tailored arrangements for organizations or individual professionals.\u003C\u002Fp>","\u003Cp dir=\"ltr\" style=\"text-align: left;\">As an Elite Academy training destination, Dubai provides access to our full portfolio rather than a city-specific set of specializations. The city is a global business, aviation and services hub with excellent international accessibility, creating a suitable environment for organizations developing their teams and for professionals attending independently. Upcoming scheduled courses are listed on this page, while any other Elite Academy program can also be requested for delivery in Dubai, subject to scheduling and delivery requirements. 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